If you’re a high-income earner who’s exploring real estate investing, chances are you’ve been told you “should start with flipping,” or that “wholesaling is the best way to get your feet wet.” I hear this all the time — and honestly, it’s one of the biggest reasons new investors get overwhelmed, discouraged, and end up quitting before they ever buy their first property. Active investing can be an incredible wealth-building tool. But it’s not the right starting point for everyone. And that’s exactly what I talk about in Episode 40 of the Real Estate Investing for Life podcast.
If you’re a high-income earner who wants to start investing in real estate but feel overwhelmed by where to begin, you’re not alone. With so many strategies—flips, BRRRR, small multifamily, Airbnb, turnkey rentals—it can be confusing to know which direction to go.
If you’re a high-income earner who wants to start investing in real estate, you might be sitting on one of the most powerful tools available to you: your home equity. In fact, many new investors tell me they’re ready to buy their first rental property but don’t have enough liquid cash for a down payment. That’s where a HELOC (Home Equity Line of Credit) often comes into the conversation. But is using a HELOC to buy an investment property actually a smart idea? In this week’s episode of Real Estate Investing for Life, I break down exactly when using your home equity can accelerate your investing—and when it might actually slow you down.
Learn the best financing options for first-time real estate investors, including conventional loans, FHA and VA house hacks, DSCR loans, and creative funding strategies. Understand down payments, pros and cons, and how to match your financing to your investment goals.